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Bergen County Clerk
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The Bergen County Clerk's Office

Residential Foreclosure Help & Information

As a result of the resetting of variable rate loans, predatory sub-prime lending, the loss of jobs and other factors, Bergen County has seen an upsurge in home mortgage foreclosures. This is a nationwide problem, and is not expected to be resolved for several years.

If you are facing imminent foreclosure you should consult an attorney immediately. But until you receive legal assistance, or if you cannot afford it, please take advantage of the resources available here.

The New Jersey State Department of Law and Public Safety - Division of Consumer Affairs, and the New Jersey Department of Banking and Insurance have developed materials to assist you in navigating the legal landscape of home foreclosure. These materials include downloadable booklets, answers to Frequently Asked Questions and schedules of seminars, all of which are available in English and Spanish.

These websites and documents also contain links for refinancing programs available through the New Jersey Housing and Mortgage Finance Agency, and information on credit counseling.

  • NJ Division of Consumer Affairs Home Mortgage Foreclosure Information
  • NJ Department of Banking and Insurance "CONSUMER ALERT: Home Mortgage Foreclosures/Subprime Lending"
  • NJ Consumer Affairs Brochure on Foreclosure Scams and How to Avoid Them
  • NJ Consumer Affairs Brochure on Foreclosure Surplus Funds Scams

The Department of Banking and Insurance has set up a toll-free hotline to offer guidance, direction, and schedules of foreclosure seminars: 1 (800) 446-7467.

Also, In January 2009, the Governor, Chief Justice and Attorney General announced a program of mediation for residential foreclosures in New Jersey. Information is available via the links below.

  • New Jersey Judiciary Foreclosure Mediation Program (Single)
  • New Jersey Judiciary Foreclosure Mediation Program (Tri-fold)
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  • Home
  • About The Clerk
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Business

  • Adding a New Owner or Partner
  • Business Address Change
  • Business Complaint Information
  • Business License Information
  • Business Name Registration/Trade Names
  • Closing a Business
  • Federal Tax Information
  • Fees
  • Incorporation, Limited Partnerships, Fictitious Names & Non-profit Organizations
  • New Business Lists
  • Registering a Church Corporation
  • Registering a New Trade Name
  • Removing an Owner or Partner
  • Score
  • Small Business Counseling
  • Submitting Documents
  • Tax Identification Number
  • Trademark & Patents
  • Workers Compensation Information

Elections & Voting

  • Board of Elections
  • CDs or Cassette Tapes for The Blind
  • Election Results
  • Election Schedule
  • Frequently Asked Questions
  • Historical Election Results
  • Petitions
  • Prior Election Results
  • Sample Ballots
  • Secure Ballot Drop Box Locations
  • Superintendent of Elections
  • Vote-By-Mail Application/Mail-In Ballot
  • Voter Registration
  • Voter Registration (DRU)/Mail-In Ballot Lists
  • Voting Locations

Land Records

  • Document Directory & Recording Fees
  • Land Record Services
  • Payment Requirements
  • Real Estate Closing Seminar
  • Residential Foreclosure Help & Information
  • Land Records Management Division

Licenses

  • Fireman’s Exemption
  • Physician License Registration
  • Veteran Peddlers License
  • Veterans’ Service Cards

Naturalization

  • Fees
  • Filings
  • Records Search
  • Replacing Certificates

Notary Public

  • Apostille or State Seal
  • Application & Requirements
  • County Clerk Certification
  • Notary Public Registration
  • Other Resources

Passports

  • Application & Requirements
  • Fees
  • Other Resources
  • Passport Card

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Photo Cards

  • Gold Star Parent Identification Card
  • Senior Golden Key Card
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Our Offices

One Bergen County Plaza
Hackensack, NJ 07601

Bergencountyclerk.org

Tel: (201) 336-7000
Email: countyclerk@co.bergen.nj.us

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